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Credit Underwriter
Job Description
Vanrath are recruiting for a Credit Underwriter on behalf of a thriving Financial Asset company in Carrickfergus on a temp to perm basis.
What's in it for you?
- Full time Monday - Friday
- Temporary, initially 3-6 months with the view to go perm
- Salary negotiable with discretionary annual bonus
- Generous holiday allowance - The period between Christmas and New Year is given to all staff as bonus leave. NI staff can avail of a bonus day for St Patricks or 12th July if they so wish.
- Vibrant office environment
About your next employer
The client is an established asset finance house mainly operating in mainland UK but with offices in Carrickfergus
They are an informal, friendly, and relaxed firm and we serve clients in many sectors but with a focus on the creative fields. A typical client is a small business funding the purchase of a vehicle, IT kit or general commercial assets for use in their business.
This role is intended as a senior one within our small New Business team and the right applicant will need the following skills and experience:
What you'll do
- Assessing broker and dealer introduced commercial credit applications
- Handling dealer and direct credit applications over the phone and by email
- Speaking with clients on the phone and proactively asking relevant questions
- Liaising with brokers and dealers on the phone and by email
- Conducting and assessing credit searches
- Assessing financial statements and bank statements
- Preparing, investigating, recommending and decisioning applications
- Working alongside and guiding less experienced underwriters
- Managing cases proactively from approval through to documentation
About you
- At least 5 years credit underwriting experience
- Knowledge of the commercial asset finance market and asset finance products
- Attention to detail, excellent numeracy, excellent written and verbal communication
- Commerciality - you must be able to see a good deal from a bad one and put your rationale across
- Ability to read and interpret credit-checks, small business financials and bank statements and draw educated conclusions from same
- Confidence and willingness to make decisions and recommendations based on your own views of a proposal
- Ability to pull with and positively influence your colleagues is crucial
- Ability to take on a task and deliver an efficient turn-around is important
IND02
To apply today contact Leanne Garrett in the strictest confidence.
